7 common question first home buyer experience

7 common question first home buyer experience It is normal for first-time homebuyers to be overwhelmed by the buying process. It is common to be stressed with the procedures and terms. 44% of home buyers feel nervous, while 2 in every five buyers are anxious. The...
How redraw and offset accounts can save you money

How redraw and offset accounts can save you money

Offset accounts and redraw facilities work in similar ways; they both allow you to reduce the balance of your home loan, and therefore the interest charged, by applying extra money to your debt. Redraw facilities allow you to deposit spare income into your home loan...
Finance broker or bank?

Finance broker or bank?

When you’re looking for a home loan, you could go to a finance broker or to a bank. While a bank will only offer you its own products, a finance broker has knowledge of the industry and will take the guesswork out of finding the mortgage product that suits you and...
Solicitors versus conveyancers

Solicitors versus conveyancers

The two are different, and it is important to have the right one on your team, in order to avoid paying too much while still getting the advice you need. Buying property is one of the biggest decisions most of us will make in our lifetime – it’s something you want to...