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7 common question first home buyer experience
7 common question first home buyer experience It is normal for first-time homebuyers to be overwhelmed by the buying process. It is common to be stressed with the procedures and terms. 44% of home buyers feel nervous, while 2 in every five buyers are anxious. The house-hunting process...
How The First Home Super Saver Scheme Can Work For You
The great Australian dream of home ownership is alive and well. But with property prices at an all time high, it can seem like a tall mountain to climb.
How redraw and offset accounts can save you money
Offset accounts and redraw facilities work in similar ways; they both allow you to reduce the balance of your home loan, and therefore the interest charged, by applying…
Finance broker or bank?
While a bank will only offer you its own products, a credit adviser is an industry expert who will take the guesswork out of finding the mortgage product that suits you and your needs.
Solicitors versus conveyancers
The two are different, and it is important to have the right one on your team, in order to avoid paying too much while still getting the advice you need.
What comes first: the property or the loan?
Looking for a property to purchase is an exciting time. Choices regarding location, size, number of rooms and local amenities often see house…
Why does my broker ask for so much documentation?
“Gathering various forms of documentation allows brokers to do a fact find, which is an important part of the loan process,” explains Mortgage…
Small deposit no worry
There can be a big difference between premiums paid if you have, for example, a 10 percent deposit saved compared with a five percent deposit, so it may well be worth trying to…
How a guarantor can help you secure finance
When you’re desperately trying to save up a deposit for a home and just see the prices of property climbing and climbing, it’s difficult to remain patient.
Why use a finance broker?
The choices now available in the mortgage market can seem limitless and completely overwhelming. You can choose to research the subject, the lenders and their products yourself, or work with a finance broker…
First home owner grant explained
As a first home buyer, there are numerous of process and important decision that you need to make, FHOG being one of the process, which is why it is worth seeking the services of an accredited broker.